You get that error because the hash table hasn't been created. mIRC has to see a hash table first before it can load it. To work around that, locate this line:
if !$1 { hload -i c $conf(cfile) | echo *** Config file load }
and change it to:
if !$1 { $iif(!$hget(c),hmake c 100) | hload -i c $conf(cfile) | echo *** Config file load }